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NatWest cuts resi and remo new business rates by up to 19bps   – Mortgage Strategy


NatWest has cut selected new business fixed-rate offers across its purchase and remortgage ranges by up to 19 basis points.
The high street bank’s changes include:
Two-year fixed rate purchase

60% loan to value, down by 19bps to 4.40%, with no product fee

Two-year fixed rate remortgage

80% LTV, down by 19bps to 4.85%, with a £1,495 product fee and £250 cashback

First Time Buyer — two-year fixed rate purchase

85% LTV, down by 13bps to 4.92%, with no product fee and £250 cashback

Help to Buy: shared equity — two-year fixed rate remortgage

75% LTV, down by 17bps to 4.95%, with no product fee and £500 cashback

The lender says two-year term end dates move from 30 November 2026 to 31 December 2026
Five-year term end dates move from 30 November 2029 to 31 December 2029.

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